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26/08/2007 | How I lost $16,000No, it wasn’t the pokies or the casino ... it was the fact that I didn’t realise that salary packaging was a benefit to which I was entitled.
You see, I have been working for a public benevolent community service organisation for the past six years and I love it. We are small but a compassionate mob and we all get along well. The people we help are our main concern and their future is often in our hands.
But, when it comes to looking after me - well sometimes it’s just too hard. When I first started, a really nice man from the CBB came to see us about salary packaging. He was very patient and tried extra hard with me. It all sounded too good to be true.
I took the entire information home with me but couldn’t explain it to my husband. He thought it was a con job or ‘there must be a catch somewhere’. So we didn’t start salary packaging. The benefit to me, after the small fee, was going to be $2,700 per annum.
I was eating lunch the other day when my workmates were talking about salary packaging and how good it is. One of the new staff had packaged in a prior organisation but not her last and she said how much she missed it. I told them I wasn’t packaging because I didn’t understand it.
Well! It was like the roof fell in. The lunch room was like ‘salary packaging for beginners’.
The other ladies were great and explained how they use it. I “plucked” up the courage to ring the help desk at the CBB. They were fantastic and it wasn’t long before I had my mortgage being paid and the rest of the money on a CBB card and my fears had gone. It was so easy. What had I been afraid of? Thanks to the other staff for helping me. It was something that one of them said that really hit home.
“With the money you should have received over the last six years, you could have bought a car and got rid of that bomb you have!”
$16,000 is a lot of money.
So help those around you and tell them how simple it really is. Others admitted that they take it for granted and it was a welcome reminder for them too.
(Name withheld for privacy reasons)
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